Low-Interest Septic Loans

Low Interest Septic Loans Available to Cass County Residents

Septic System and Household Well Water Loans

Low interest loans are available to Cass County Homeowners to repair or upgrade an existing non-conforming septic system. The Minnesota Department of Agriculture has allocated these funds to Cass County to finance loans. Loans at a rate of 3% for up to 5 years will be provided to qualified property owners in Cass County. An application fee of $50 shall be charged to the borrower along with other customary closing fees. Region 5 Development Commission will be the administrator of the loans. The program goals are to improve the environment by replacing non-compliant systems and providing access to low interest funding that had not otherwise been utilized.

The Region 5 Individual Sewage Treatment Systems (ISTS) Loan Program will provide funding for the:

  • Repair or replacement of an existing Individual Sewage Treatment System (ISTS) that does not conform with the provisions of the MN Rules Chapter 7080
  • Relocation of ISTS out of environmentally sensitive areas
  • Replacement of ISTS that is failing or non-conforming

The ISTS program will not provide funding for:

  • Individual Sewage Treatment Systems (ISTS) in excess of 5,000 gallons of waste water per day
  • Installation of a new ISTS
  • Expansion or upgrading of a conforming ISTS due to construction of additional living quarters
  • Costs that were incurred before the effective date or after termination date of the loan package approval

To learn more, please call Region 5 Development Commission at 218-894-3233, ext. 6 or access the Lending Brochure and Loan Application on the North Central Economic Development Association's Business Lending Program page.